Terms and Conditions

Premier Metal Works (Llandudno Junction) Limited trading as Premier Trade Centre is authorised and regulated by the Financial Conduct Authority under reference number 679073 for credit brokering activities. Premier Metal Works (Llandudno Junction) Limited is a Credit Broker, not a lender.

We are a credit broker and not a lender. We will only introduce you to Evolution Funding Ltd who has access to a limited number of lenders and their finance products. We have commercial arrangements in place with Evolution Funding Ltd. We are not an independent financial adviser and don’t give you any advice or recommendations. It is your choice whether you enter into any finance agreement.

Our approach is to introduce you only to Evolution Funding Ltd. We will usually receive a commission for your introduction. This will be either a fixed fee, or a fixed percentage of the amount that you borrow. Rates will either be fixed based on the lender or based on your credit score. Fixed rates are determined by our contractual agreements, and we cannot change this rate. Credit score-based rates are pre-set but are also linked to your individual credit rating. Typically, the higher your credit score, the lower the APR you will receive from a lender.

We will usually receive a commission for your introduction. This will be either a fixed fee, or a fixed percentage of the amount that you borrow. Before we propose you to Evolution Funding Ltd, we will tell you of the likely amount of commission we will receive and seek your consent to receiving this commission. The exact amount of commission will be confirmed before you sign your finance agreement. Evolution Funding Ltd should also confirm the amount of commission that they receive in a separate declaration.

All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over. Guarantees may be required.